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| Title | Presenter(s) | Year | Affiliate Institution | Paper |
|---|---|---|---|---|
| Environmental, Social and Governance Scores and Credit Risk: An Exploratory Analysis | Mr Jewel Kumar Roy | 2025 | Széchenyi István University | Download Abstract (PDF) |
| Evaluating the Contribution of Open Banking Data to Credit Scoring Performance in the Spanish and French Markets | Mr Francisco António Teixeira Mendonça, Mr Francisco Javier Ocáriz Gallego | 2025 | Revolut Group Holdings Ltd | Download Paper (PDF) / Download Abstract (PDF) / Download Slides (PDF) |
| Evaluating the stability of model explanations in instance-dependent cost-sensitive credit scoring | Matteo Ballegeer, Dr. Matthias Bogaert, Professor Dr. Dries Benoit | 2025 | Ghent University, FlandersMake@UGent---Corelab CVAMO | Download Abstract (PDF) / Download Slides (PDF) |
| Examining the Impact of Bias Mitigation on Credit Scoring: Balancing Performance, Fairness, and Explainability | Shih-Chi Ma, Professor Dr. Benjamin Fabian, Professor Dr. Stefan Lessmann | 2025 | Humboldt University of Berlin, Technical University of Applied Sciences Wildau | Download Abstract (PDF) |
| Fairness by Design: Transparent Credit Decisions through Semi-Structured Neural Models | Dr Victor Medina-Olivares, Professor Stefan Lessmann, Professor Jonathan Crook | 2025 | The University of Edinburgh, Humboldt University of Berlin | Download Abstract (PDF) |
| Fighting Fraud with Federated Learning | Mr Ben Archer, Mr Peter Szocs | 2025 | Jaywing, Jaywing | Download Abstract (PDF) |
| Flow-based Association Strength (FAS): A New Metric for Measuring Inter-Firm Connections and Its Application in Financial Risk Assessment | Mr Wang Yang, Mr Sheng Peng, Dr Xinhai Liu, Dr Xiangfeng Meng | 2025 | Coeus, Beijing Credit Society, Professional Committee of Credit Management，CMAA | Download Abstract (PDF) |
| Foundation Models for Credit Risk Prediction: Game Changer or False Hope? | Simon De Vos, Bart Baesens, Wouter Verbeke, Victor Medina-Olivares, Stefan Lessmann | 2025 | KU Leuven, University of Edinburgh Business School, School of Business and Economics, Humboldt-University of Berlin | Download Abstract (PDF) |
| Getting the GenAI balance right: Varying approaches to RAG system validation depending on scale, complexity and sensitivity of your application | Mr James Barlow, Mr Gordon Baggot, Mrs Lucy Worsley | 2025 | 4most, 4most | Download Abstract (PDF) / Download Slides (PDF) |
| How to measure credit poverty premium on Open Banking data to identify its key drivers in the UK | Ms Fiona Rasanga, Professor Tina Harrison, Professor Raffaella Calabrese | 2025 | University of Edinburgh | |
| HVCRE – the new specialised lending category and what it means for banks across jurisdictions | Dr Ruben Gasparyan, Dr Writam Chakraborty | 2025 | True North Partners, True North Partners | Download Abstract (PDF) |
| Immigration and Credit in America | Professor Anthony J. Cookson, Professor Benedict Guttman-Kenney, Professor William Mullins | 2025 | University of Colorado Boulder, Rice University, University of California San Diego | Download Paper (PDF) |
| Impact of wildfire drivers on mortgage risk | Dr Viani Djeundje Biatat, Prof Jonathan Crook, Prof Galina Andreeva | 2025 | University of Edinburgh | |
| Increasing the interpretability of AI-based credit default models. A rule-extraction proposal based on combining linguistic and unsupervised-fuzzy numeric rules | Associate Professor Juan Manuel Ramon-Jeronimo, Profesor Raquel Florez-Lopez | 2025 | Pablo Olavide University | Download Abstract (PDF) |
| Integrating statistical rigor and domain expertise with Responsible AI | Joseph White, Jonathan Boardman, Linh Le, Sanad Biswas | 2025 | Equifax Inc, Alpharetta, Kennesaw State University | Download Abstract (PDF) |