Title Presenter(s) Year Affiliate Institution Paper
A Benchmark Study on the Stability of Interpretability in Credit Scoring Sepúlveda E., V., Baesens B., Verdonck T. 2025 KU Leuven Download Abstract (PDF)
A case study on using advanced modelling approaches in a regulated IRB environment Mrs Annemie Badenhorst 2025 True North Partners Download Abstract (PDF) / Download Poster (PDF)
A Multi-Modal Framework for Credit Risk Assessment: Capturing Corporate Financial Patterns with Sequential and Graph Data Dr María Óskarsdóttir, Magnús Freyr Morthens, Mahsa Tavakoli, Professor Cristián Bravo 2025 University of Southampton, Reykjavik University, Western University Download Abstract (PDF)
A Novel Dynamic Ensemble Learning (DEL) Framework to Combat The Dataset Shift: The Case of Loss Given Default Dr Junfeng Zhang, Prof Galina Andreeva, Dr Yizhe Dong 2025 University of Edinburgh Download Abstract (PDF) / Download Paper (PDF)
A novel regularization method PB - Positive Beta Ugur Bassoy, Karol Przanowski, Ahmed Abu Deiab 2025 ING Hubs Poland Download Abstract (PDF)
A Parametric Machine Learning approach to Affordability Dr. Matthew Turner, Dr. Stephen Miller 2025 Equifax Download Abstract (PDF)
A proposal for a bias and fairness framework that works in practice Mr Jakob Kisiala 2025 True North Partners Download Abstract (PDF) / Download Poster (PDF)
Agri loan monitoring with remote sensing data in Africa EngD Tanya Lagoda 2025 Rabo Partnerships
AI-Powered Credit Limit Decisions for Revolving Credit, A Reinforcement Learning Approach Konstantinos Bousoulas, Andrea Lunelli 2025 Advanzia Bank SA, Munsbach Download Abstract (PDF) / Download Paper (PDF) / Download Slides (PDF)
Algorithmic Fairness on Imbalanced Datasets Dr Yujia Chen, Professor Raffaella Calabrese 2025 University of Edinburgh Business School Download Abstract (PDF)
An Application of Credit Scoring Under the Stress of Military Conflict: The Case Study of Ukraine, Continuation (2025) Dr Denys Osipenko 2025 The University of Edinburgh Business School Download Abstract (PDF) / Download Paper (PDF)
An approach to integrate generative artificial intelligence into automated credit decision-making processes Mr. Lorenzo Quirini, Mr. Giulio Mariani, Mr. Leandro Guerra 2025 Banca Monte dei Paschi di Siena, Experian Download Abstract (PDF) / Download Paper (PDF) / Download Slides (PDF)
An extendable, integrated, and dynamic approach to forecasting and stress testing credit risk Prof Conrad Beyers, Dr Arno Botha, Mr Marcel Muller 2025 University of Pretoria Download Abstract (PDF) / Download Paper (PDF)
An innovative approach to transitional risk scenario modelling Mr Dan Mclean, Mr Keith Church, Mr Pete Sewart, Mr Dominic Bellamy 2025 4most Download Abstract (PDF) / Download Slides (PDF)
Are the most vulnerable offered fair access to credit? Mrs Justyna Bialobrzeska 2025 TransUnion Download Abstract (PDF)

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