Title Presenter(s) Year Affiliate Institution Paper
Social rental payment data – its value in improving credit decisions and scoring processes George Wilkinson 2011 George Wilkinson Associates Download Paper (PDF)
Spatial temporal models for retail credit Bob Stine 2011 The Wharton School, University of Pennsylvania Download Paper (PDF)
Study on the determination of the optimum credit card limit Yonho Song 2011 Korea Credit Bureau
Survival analysis workflow: assessing the impact of macroeconomic shocks on credit portfolios and predicting the time of default Anupam Saha, N. Siddiqi 2011 SAS
The effects of health shocks on debt holdings by older American households Jonathan Crook, Stefan Hochguertel 2011 The University of Edinburgh
The evolution of customer affordability determination in the South African market Thomas Maydon 2011 PIC Solutions Download Paper (PDF)
The impact of Basel accords on the lender’s profitability under different pricing decisions Bo Huang, Lyn C. Thomas 2011 University of Southampton
The latest equality and anti-discrimination legal developments: implications for credit scoring Galina Andreeva 2011 The University of Edinburgh Download Paper (PDF)
UK credit card loss forecasting using Markov chain models Dan Kellett 2011 Capital One Download Paper (PDF)
Unobserved heterogeneity and its effects on mortgage options Min Hwang, Raphael Kuznetsovski 2011 George Washington University
Using payment patterns in modelling recovery rates A. Matuszyk, A. Moore, L.C. Thomas 2011 University of Southampton, Warsaw School of Economics Download Paper (PDF)
Using social network analysis techniques in the credit process Matthew O'Kane 2011 Detica NetReveal Download Paper (PDF)
A dynamic theory of the credit union Geoffrey Rubin, George Overstreet, Peter Beling, Kanshukan Rajaratnam 2009 University of Virginia
A flexible generalized link function for credit scoring André de Waal, Tiny du Toit, Tanja de la Rey 2009 North-West University
A through-the-cycle model for retail lending economic capital Joseph L. Breeden, Robert Parker, Carsten Steinebach 2009 Strategic Analytics Inc

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