Title Presenter(s) Year Affiliate Institution Paper
Household debt explained? Personal consumer debt and its relationship with arrears Dr Max Griffiths 2005 Alliance & Leicester Plc
How Basel will affect optimal cut-offs R. M. Oliver, Lyn C. Thomas 2005 University of California at Berkeley, University of Southampton
Impact of UK regulatory change upon the profitable use of credit scoring techniques George Wilkinson 2005 George Wilkinson Associates
Implementation of Basel 2: a regulator’s perspective Alan Cathcart 2005 Financial Services Authority Download Abstract (PDF) / Download Presentation (PDF)
Improving credit offers using affordability predictions Rebecca Lucas 2005 DecisionMetrics Download Abstract (PDF) / Download Presentation (PDF)
Incorporating macroeconomic dynamics into credit risk models: a practical approach Dr Fabiano Vergari 2005 Experian-Scorex Download Abstract (PDF)
Individual-based annual fee estimation and strategies for new and existing credit card holders Konstantinos Stamokostas 2005 Athens University of Economics and Business
Low default portfolios – theory and practice Dr Alan Forrest 2005 Dunfermline Building Society
Measuring retail company performance using credit scoring techniques Yu-Chiang Hu, Jake Ansell 2005 The University of Edinburgh Download Abstract (PDF) / Download Paper (PDF)
Modelling personal bankruptcy in the UK Chris Curtis 2005 Experian-Scorex Download Abstract (PDF) / Download Presentation (PDF)
Multi-bureau decisioning in a tri-bureau environment Andrew Jennings 2005 DecisionMetrics Download Abstract (PDF) / Download Presentation (PDF)
On customer lifetime value Martin Crowder, David J. Hand, Wojtek J. Krzanowski 2005 Imperial College London, University of Exeter
Over-indebtedness and responsible lending in the UK Dr Paul Russell 2005 Experian-Scorex
Predicting mortgage churn Karl Williams 2005 Experian-Scorex
Predicting the credit limits of subscribers to mobile communication services Falk Wagner 2005 Frankfurt University Download Paper (PDF)

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