Title Presenter(s) Year Affiliate Institution Paper
LLM Empowered Consumer Dispute Resolution in Credit Bureau Mr Subrotho Kumar, Mr Rahul Mathur 2025 Transunion, Indian Institute of Technology, Transunion, Birla Institute of Technology Download Abstract (PDF) / Download Paper (PDF)
Leveraging Financial Transactions and Collections Data: How Big Data Enhances Affordability in the UK Banking Industry Ms Hallie Thomas, Mr Nasdeep Purewal 2025 Virgin Money UK Download Abstract (PDF) / Download Slides (PDF)
Leveraging Financial Mobile App Interaction Data for Credit Risk and First-Party Fraud Detection Mr Jyoti Prakash Bal 2025 Revolut Group Holdings Ltd Download Abstract (PDF) / Download Paper (PDF) / Download Slides (PDF)
Integrating statistical rigor and domain expertise with Responsible AI Joseph White, Jonathan Boardman, Linh Le, Sanad Biswas 2025 Equifax Inc, Alpharetta, Kennesaw State University Download Abstract (PDF)
Increasing the interpretability of AI-based credit default models. A rule-extraction proposal based on combining linguistic and unsupervised-fuzzy numeric rules Associate Professor Juan Manuel Ramon-Jeronimo, Profesor Raquel Florez-Lopez 2025 Pablo Olavide University Download Abstract (PDF)
Impact of wildfire drivers on mortgage risk Dr Viani Djeundje Biatat, Prof Jonathan Crook, Prof Galina Andreeva 2025 University of Edinburgh
Immigration and Credit in America Professor Anthony J. Cookson, Professor Benedict Guttman-Kenney, Professor William Mullins 2025 University of Colorado Boulder, Rice University, University of California San Diego Download Paper (PDF)
HVCRE – the new specialised lending category and what it means for banks across jurisdictions Dr Ruben Gasparyan, Dr Writam Chakraborty 2025 True North Partners, True North Partners Download Abstract (PDF)
How to measure credit poverty premium on Open Banking data to identify its key drivers in the UK Ms Fiona Rasanga, Professor Tina Harrison, Professor Raffaella Calabrese 2025 University of Edinburgh
Getting the GenAI balance right: Varying approaches to RAG system validation depending on scale, complexity and sensitivity of your application Mr James Barlow, Mr Gordon Baggot, Mrs Lucy Worsley 2025 4most, 4most Download Abstract (PDF) / Download Slides (PDF)
Foundation Models for Credit Risk Prediction: Game Changer or False Hope? Simon De Vos, Bart Baesens, Wouter Verbeke, Victor Medina-Olivares, Stefan Lessmann 2025 KU Leuven, University of Edinburgh Business School, School of Business and Economics, Humboldt-University of Berlin Download Abstract (PDF)
Flow-based Association Strength (FAS): A New Metric for Measuring Inter-Firm Connections and Its Application in Financial Risk Assessment Mr Wang Yang, Mr Sheng Peng, Dr Xinhai Liu, Dr Xiangfeng Meng 2025 Coeus, Beijing Credit Society, Professional Committee of Credit Management，CMAA Download Abstract (PDF)
Fighting Fraud with Federated Learning Mr Ben Archer, Mr Peter Szocs 2025 Jaywing, Jaywing Download Abstract (PDF)
Fairness by Design: Transparent Credit Decisions through Semi-Structured Neural Models Dr Victor Medina-Olivares, Professor Stefan Lessmann, Professor Jonathan Crook 2025 The University of Edinburgh, Humboldt University of Berlin Download Abstract (PDF)
Examining the Impact of Bias Mitigation on Credit Scoring: Balancing Performance, Fairness, and Explainability Shih-Chi Ma, Professor Dr. Benjamin Fabian, Professor Dr. Stefan Lessmann 2025 Humboldt University of Berlin, Technical University of Applied Sciences Wildau Download Abstract (PDF)

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