In a remarkable display of diversity, delegates coming from 166 different organizations, representing 44 countries worldwide.

World map depicting delegates countries in red
Countries: Argentina, Australia, Austria, Azerbaijan, Belgium, Brazil, Brunei, Canada, Chile, China, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, Ireland, Italy, Latvia, Luxembourg, Malaysia, Mexico, Nepal, Netherlands, Norway, Peru, Poland, Russia, Slovakia, South Africa, South Korea, Spain, Sweden, Switzerland, United Kingdom, United States, Ukraine, Vietnam.

We are proud that the conference connected industry experts from organisations including the Bank of England, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Atlanta, Bank of Ireland, Experian, Equifax, TransUnion, Deloitte, Virgin Money, Barclays, Nationwide BS, FICO, Creditinfo, and Moody’s Analytics with representatives from universities, including the University of Edinburgh, University of Cambridge, Imperial College London, University of Southampton, University of Western Ontario, Reykjavik University, Humboldt University of Berlin, Shanghai Jiao Tong University, University of Nottingham Ningbo China, KU Leuven (Katholieke Universiteit Leuven), UC Louvain (Université catholique de Louvain), Masaryk University, Warsaw School of Economics (Szkoła Główna Handlowa w Warszawie), Finance Center Muenster (Finance Center Münster at the University of Münster), Nelson Mandela University, University of Technology Sydney, and Hope College.

Conference attendees

Nearly 400 attended the conference in 2023.

Universities 20%

Prominent Banking Institutions, Financial Companies, Consulting firms, and Regulatory Authoriities 80%

Keynote Speakers

For those who were sadly unable to event we hope to see you in 2025, but we are happy to share a selection of our keynote speaker presentations:

Dr Joseph L. Breeden, CEO of Deep Future Analytics LLC: "The Challenges and Model Risk Management of Machine Learning Models."

Dr Scott Zoldi, Chief Analytics Officer at FICO: "Responsible AI in Credit Risk: Palatable Dr. Scott Zoldi, Interpretable, Ethical, and Auditable."


We wish to once again thank the sponsors of the Credit Scoring & Credit Control Conference XVIII without whom the event would not have been such a success: FICO, Paragon Business Solutions, 4most, TransUnion, ACTICO, MRMIA, Atto (formerly DirectID), and ThreeCs Limited. We extend a special gratitude to our 2023 headline sponsor – Experian.

Logos of Credit Scoring & Credit Control Conference XVIII sponsors


Over 100 research papers were featured exploring the most pressing issues in credit risk, such as AI and machine learning applications, fairness and algorithmic bias, the impact of the cost of living crisis, and climate change. The Best Paper Award, sponsored by Paragon, was presented to Stephen Miller from Equifax for his paper titled "A Flexible Machine Learning Approach to Repayment Capacity Estimation for Affordability Assessment," co-authored with Lewis Jordan, Felipe Avila, Terry Woodford, and Matthew Turner.

Please refer to Conference papers for all papers from 2023, and previous conferences.

We hope to see you in 2025.