Title Presenter(s) Year Affiliate Institution Paper
Explanation Dropout: Practical Counterfactual Explanations for Machine Learning Models Dr Matthew Kennel 2023 FICO Download Abstract (PDF)
Expected Profit Distribution in Loan Portfolios Subject to Delinquencies and Macroeconomic Shocks Dr Viani Djeundje Biatat, Professor Jonathan Crook, Professor Galina Andreeva 2023 Credit Research Centre Download Abstract (PDF)
Evaluating Oversampling Techniques for Financial Credit Risk Prediction: A Dataset Characteristic-Based Approach Ms Yue Yang, Dr Boon-Giin Lee, Dr Boon-Giin Lee Dr Anthony Graham Bellotti, Mr Tangtangfang Fang, Mr Honghao Zhang, Mr Junhan Xue 2023 University of Nottingham Ningbo China Download Abstract (PDF)
Estimating Current Household Level Effective Disposable Income Using Macro Data Miss Amea Koziol 2023 Experian Download Abstract (PDF) / Download Slides (PDF)
Enhanced Credit Decisioning Through Consumer Transaction Data Scoring Mr Barrett Hasseldine , Mr Daniel Gieschen 2023 illion Download Abstract (PDF)
Early Warning of Non-life Insurance Company: A Comparison Analysis on Tree-based Models Dr Zhiyong Li, Miss Chen Feng, Miss Zheyu Han 2023 Southwestern University of Finance And Economics Download Abstract (PDF)
Early Warning During Recession – Time is of the Essence Dr Natalie Soldatkova, Edward Venter, Dimitrios Gkarnakis 2023 Deloitte Download Abstract (PDF)
Development of a Pragmatic, Robust and Useful Macroeconomic Scalar to Adjust the IFRS 9 PD for Forward-looking Information in Developing Countries Mr Suben Moodley, Professor Tanja Verster, Professor Helgard Raubenheimer 2023 North-West University, Independent researcher, Member of a large retail bank in South Africa, National Institute for Theoretical and Computational Sciences (NITheCS) Download Abstract (PDF)
Developing Broad-based Credit Scores to Balance Many Objectives Dr Gerald Fahner 2023 FICO Download Abstract (PDF)
Developing Alternative PD Model Calibrations for use in CST (and Other Stress Testing) Exercises Mr Philip Wood 2023 Nationwide Building Society Download Abstract (PDF)
Defining and Comparing SICR-events for Classifying Impaired Loans under IFRS 9 Dr Arno Botha, Esmeralda Oberholzer, Janette Larney, Professor Riaan De Jongh 2023 Centre For BMI, North-West University, FirstRand Bank Download Abstract (PDF)
Deep Temporal Graph Networks for Behavioural Scoring Prediction in Revolving Credit Lines Mr Kamesh Korangi, Mrs María Óskarsdóttir, Mr Christophe Mues, Mr Cristián Bravo 2023 University of Southampton Business School, University of Southampton, Western University, Reykjavík University Download Abstract (PDF)
Creditworthiness Dynamics and Hidden Markov Models in High Volatile Scenario Professor Giulio Mariani, Dottor Lorenzo Quirini 2023 Experian, Monte dei Paschi di Siena Download Abstract (PDF) / Download Paper (PDF)
Credit Scoring with Dynamic Multilayer Graph Neural Networks Sahab Zandi, Kamesh Korangi, Kamesh Korangi María Óskarsdóttir, Christophe Mues, Cristián Bravo 2023 Reykjavík University, Western University, Southampton Business School, University of Southampton Download Abstract (PDF)
Credit Risk Through a Causal Lens: How Understanding Discretionary Drivers of Risk Could Improve Credit Operations Mr Christopher Bockel-Rickermann, Mr Tim Verdonck, Mr Wouter Verbeke 2023 Ku Leuven, University of Antwerp Download Abstract (PDF)

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