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| Title | Presenter(s) | Year | Affiliate Institution | Paper |
|---|---|---|---|---|
| Augmenting Credit Risk and Affordability Solutions with Credit Balance Information | Mr Richard Watson | 2025 | TransUnion | Download Abstract (PDF) / Download Slides (PDF) |
| Beyond the Models: the Leadership Imperative in Credit Risk Management | Mr Marc Gaudart, Elizabeth Reed | 2025 | Trent, Nationwide Building Society | Download Abstract (PDF) |
| Bias Correction in Loan Applications for Microentrepreneurs | Stephen Morales-Armijos, Erick Pichardo, Dr Gonzalo Romero, Dr María Óskarsdóttir,⁵, Dr Cristián Bravo | 2025 | Western University, MiBanco, University of Toronto, University of Southampton, Reykjavik University | Download Abstract (PDF) |
| Biodiversity adjusted probability of default for European small and medium enterprises | Fernanda Valente, Yujia Chen, Raffaella Calabrese, Marc Cowling | 2025 | University of Edinburgh Business School, Oxford Brookes University | Download Abstract (PDF) |
| Bridging Projection and Representativeness Bias: A Forward-Looking PD Calibration Approach for IFRS 9 | Mr Molefi Seshabela, Mr Koketso Rakopo | 2025 | Perpetual Analytics | Download Abstract (PDF) |
| Can Large Language Models Predict Credit Risk? An Empirical Study on Consumer Loans in Chile | Mr Diego Beas Lagos, Dr David Díaz | 2025 | Comisión para el Mercado Financiero, Universidad de Chile | Download Abstract (PDF) / Download Paper (PDF) |
| Capturing Climate-Driven Spatial Dependencies in Credit Default via Graph Neural Networks | Dr Victor Medina-Olivares, Professor Raffaella Calabrese | 2025 | The University of Edinburgh | Download Abstract (PDF) |
| Capturing Emerging and Novel Risks in Credit Loss Provisioning | Mr Shawn Sampson, Mr Leonid Kushnir, Mr Anchor Asistin | 2025 | EY Canada | Download Abstract (PDF) / Download Paper (PDF) |
| Climate-Adjusted Credit Scoring Incorporating Supply Chain Network for European SMEs | Antoine Duysinx, Raffaella Calabrese, Frédéric Vrins | 2025 | UCLouvain, University of Edinburgh, HEC Montréal | Download Abstract (PDF) |
| Constrained machine learning models for credit default prediction: who wins, and who loses | Andres Alonso-Robisco, Jose Manuel Carbo, Guillermo de Haro, Juan Jose Guillen | 2025 | Banco de España, IE University, Universidad Politecnica de Madrid | Download Abstract (PDF) |
| Consumer Credit Report Monitoring Study | Mrs Aukse Pringle | 2025 | Transunion | Download Abstract (PDF) |
| Could information criteria guide elastic net regularisation in credit risk? Empirical results using simulation over artificially generated multicollinearity in credit risk models | Dr. Nilton Cardoso, Nick Hewes, Rob Fitton, Kamakshi Bansal, Monalisa Sinha | 2025 | Equifax | Download Abstract (PDF) |
| Counterfactual Fairness and Explanations in Credit Scoring | Miss Shiqi Fang, Dr Zexun Chen, Prof Jake Ansell | 2025 | University of Edinburgh | |
| Creating Palatable Local Score Explanations for Tree-Segmented Generalized Additive Models | Dr. Gerald Fahner | 2025 | FICO | Download Abstract (PDF) |
| Cubic Ridge Regression for Scaling Machine Learning Credit Risk Scores | Dr. Marick Sinay, Dr. Peng Jiang, Dr. Andrew Jennings | 2025 | Octane Lending | Download Abstract (PDF) / Download Paper (PDF) |