If a paper you are interested in is not available for download, or to request an accessible version of any document, please try to contact the author directly.
| Title | Presenter(s) | Year | Affiliate Institution | Paper |
|---|---|---|---|---|
| Digital Footprint Credit Scoring Modeling | Dr. Dmytro Kolechko | 2025 | Wing Bank | Download Abstract (PDF) |
| Definition of Default – Are we overdoing it? A critical examination of evolving regulatory frameworks and credit risk management practices in the IRB approach | Mr Alexander Whitehouse, Dr Writam Chakraborty | 2025 | True North Partners | Download Abstract (PDF) |
| Data-Driven Approaches to Financial Inclusion: The use of Cluster Analysis for Enhancing Newcomer Families' Financial Well-Being in Canada | Dr Antonia Gieschen, Ms Avneet Bhabra, Ms Khushi Toprani, Professor Catherine Paquet, Professor Laurette Dubé | 2025 | University of Edinburgh, McGill University, Université Laval | Download Abstract (PDF) |
| Cubic Ridge Regression for Scaling Machine Learning Credit Risk Scores | Dr. Marick Sinay, Dr. Peng Jiang, Dr. Andrew Jennings | 2025 | Octane Lending | Download Abstract (PDF) / Download Paper (PDF) |
| Creating Palatable Local Score Explanations for Tree-Segmented Generalized Additive Models | Dr. Gerald Fahner | 2025 | FICO | Download Abstract (PDF) |
| Counterfactual Fairness and Explanations in Credit Scoring | Miss Shiqi Fang, Dr Zexun Chen, Prof Jake Ansell | 2025 | University of Edinburgh | |
| Could information criteria guide elastic net regularisation in credit risk? Empirical results using simulation over artificially generated multicollinearity in credit risk models | Dr. Nilton Cardoso, Nick Hewes, Rob Fitton, Kamakshi Bansal, Monalisa Sinha | 2025 | Equifax | Download Abstract (PDF) |
| Consumer Credit Report Monitoring Study | Mrs Aukse Pringle | 2025 | Transunion | Download Abstract (PDF) |
| Constrained machine learning models for credit default prediction: who wins, and who loses | Andres Alonso-Robisco, Jose Manuel Carbo, Guillermo de Haro, Juan Jose Guillen | 2025 | Banco de España, IE University, Universidad Politecnica de Madrid | Download Abstract (PDF) |
| Climate-Adjusted Credit Scoring Incorporating Supply Chain Network for European SMEs | Antoine Duysinx, Raffaella Calabrese, Frédéric Vrins | 2025 | UCLouvain, University of Edinburgh, HEC Montréal | Download Abstract (PDF) |
| Capturing Emerging and Novel Risks in Credit Loss Provisioning | Mr Shawn Sampson, Mr Leonid Kushnir, Mr Anchor Asistin | 2025 | EY Canada | Download Abstract (PDF) / Download Paper (PDF) |
| Capturing Climate-Driven Spatial Dependencies in Credit Default via Graph Neural Networks | Dr Victor Medina-Olivares, Professor Raffaella Calabrese | 2025 | The University of Edinburgh | Download Abstract (PDF) |
| Can Large Language Models Predict Credit Risk? An Empirical Study on Consumer Loans in Chile | Mr Diego Beas Lagos, Dr David Díaz | 2025 | Comisión para el Mercado Financiero, Universidad de Chile | Download Abstract (PDF) / Download Paper (PDF) |
| Bridging Projection and Representativeness Bias: A Forward-Looking PD Calibration Approach for IFRS 9 | Mr Molefi Seshabela, Mr Koketso Rakopo | 2025 | Perpetual Analytics | Download Abstract (PDF) |
| Biodiversity adjusted probability of default for European small and medium enterprises | Fernanda Valente, Yujia Chen, Raffaella Calabrese, Marc Cowling | 2025 | University of Edinburgh Business School, Oxford Brookes University | Download Abstract (PDF) |