Title Presenter(s) Year Affiliate Institution Paper
The Business of Scoring Mr Pravin Burra 2025 Analytix Engine Download Abstract (PDF)
The Climate-Biodiversity-Pollution nexus: The pricing of environmental credit risks for European industrial polluters Dominik Hirschbühl, Andrej Ceglar, Theodor Cojoianu, Tina Emambakhsh, Yifan Qi, Caterina Rho, Marco Petracco, Fabrizio Biganzoli, Alfred de Jager, Laura Garcia Herrero, Carlo Pasqua, Ruoran Zhao 2025 European Commission (Joint Research Centre), European Central Bank, University of Edinburgh, University of York Download Abstract (PDF)
The devil is in the details: dynamic prediction of loan portfolio profitability with macroeconomic drivers through multi-state modelling Dr Viani Djeundje, Professor Jonathan Crook, Professor Galina Andreeva 2025 University of Edinburgh Download Abstract (PDF)
The dual quest for interpretability and performance in credit scoring via spline-rule ensembles Simon De Lange, Dr. Matthias Bogaert, Professor Dr. Koen W. De Bock, Professor Dr. Dirk Van den Poel 2025 Ghent University, Audencia Business School Download Abstract (PDF)
The impact of low number of events and class imbalances in PD model development Prof Willem D Schutte, Prof Charl Pretorius, Dr Neill Smit, Mrs Leandra Van der Merwe, Mr Robert Maxwell 2025 North-West University, Absa, North-West University Download Abstract (PDF)
The Impact of Wildfires on Loss Given Default: Evidence from Defaulted Consumer Credits Wolfgang Lefever, Professor Walter Distaso, Angelo Luisi, Professor Francesco Roccazzella 2025 Ghent University, Imperial College, ADIA, IESEG Download Abstract (PDF) / Download Paper (PDF)
The life cycle of listed companies: a survival analysis Professor Zhiyong Li, Professor Fanyin Zhou, Mr Jiaxuan Zhang 2025 Southwestern University of Finance and Economics Download Abstract (PDF)
Transfer Learning for Credit Recovery Rates: Evaluating Performance under Feature and Label Shifts Christopher Gerling, Hanqiu Peng, Professor Dr. Stefan Lessmann, Professor Dr. Ying Chen 2025 Humboldt University of Berlin, National University of Singapore Download Abstract (PDF)
Two Numbers Are Better Than One: A Two-Dimensional Approach to Evaluating Scorecard Discriminatory Power Dr Błażej Kochański 2025 Gdańsk Tech Download Abstract (PDF)
Unlocking the Power of Machine Learning in Mortgage Credit Scoring Miss Beccy Smith, Mr Ben Reynolds 2025 Nationwide Building Society Download Abstract (PDF)
Unraveling Information Sharing in Consumer Credit Markets Professor Benedict Guttman-Kenney, Professor Andres Shahidinejad 2025 Rice University, Northeastern University Download Paper (PDF)
Unstructured Data Modelling for Mortgage Risk Prediction using News-media and LiDAR Images Mahsa Tavakoli, Rohitash Chandra, Cristian Bravo 2025 University of Western Ontario, UNSW Download Abstract (PDF)
Unveiling the credit nature of Buy-Now-Pay-Later: The effect of disclosure messages Dr Mee Chi So 2025 University of Southampton Download Abstract (PDF)
Using Alternative Data Sources for Improved Affordability Modelling Mr Philip Butlin, Ms Amea Koziol 2025 Experian, Experian Download Abstract (PDF)
Using Generative Adversarial Networks for synthetic data generation Mr Martin Lazo, Mr Jakob Kisiala 2025 True North Partners, True North Partners Download Abstract (PDF)

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