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| Title | Presenter(s) | Year | Affiliate Institution | Paper |
|---|---|---|---|---|
| Evaluating the stability of model explanations in instance-dependent cost-sensitive credit scoring | Matteo Ballegeer, Dr. Matthias Bogaert, Professor Dr. Dries Benoit | 2025 | Ghent University, FlandersMake@UGent---Corelab CVAMO | Download Abstract (PDF) / Download Slides (PDF) |
| Evaluating the Contribution of Open Banking Data to Credit Scoring Performance in the Spanish and French Markets | Mr Francisco António Teixeira Mendonça, Mr Francisco Javier Ocáriz Gallego | 2025 | Revolut Group Holdings Ltd | Download Paper (PDF) / Download Abstract (PDF) / Download Slides (PDF) |
| Environmental, Social and Governance Scores and Credit Risk: An Exploratory Analysis | Mr Jewel Kumar Roy | 2025 | Széchenyi István University | Download Abstract (PDF) |
| Ensuring fairness in credit scoring | Mr Mark Thompson, Dr Huan Yu, Professor Christophe Mues | 2025 | Paragon Business Solutions, University of Southampton | Download Abstract (PDF) |
| Enhancing Credit Risk Models at Revolut by combining Deep Feature Synthesis and Marginal Information Value | Mr Federico Spinella, Mr Tadas Krisciunas | 2025 | Revolut Group Holdings Ltd, Revolut Group Holdings Ltd | Download Abstract (PDF) / Download Paper (PDF) / Download Slides (PDF) |
| Enhancing Credit Accessibility through TransUnion's Income Model | Mr Richard Watson | 2025 | TransUnion | Download Slides (PDF) |
| Enhanced Credit Risk Acquisition Scoring via Noise-Augmented Feature Selection and Bayesian Hyper-parameter Tuning | Mr Arijit Ganguly | 2025 | Revolut Group Holdings Ltd | Download Abstract (PDF) / Download Paper (PDF) / Download Slides (PDF) |
| Engineering Resilience into High-Frequency Credit Scoring Pipelines | Prof Peter Beling | 2025 | University of Virginia | |
| Effective Generative AI Model Risk Management | Dr Joseph Breeden | 2025 | Deep Future Analytics LLC | Download Abstract (PDF) / Download Paper (PDF) |
| Early Warning System for Non-Performing Clients | Arnaud Germain, Frédéric Vrins | 2025 | UCLouvain | Download Abstract (PDF) / Download Paper (PDF) |
| Driving Financial Inclusion Through Advanced Scoring with Alternative Data: How Sophisticated Modelling leveraging Open Banking Data can Increase Lending, Decrease Bad Rates and improve Responsible Lending | Jacobus Johannes Eksteen | 2025 | Matogen Applied Insights (Pty) Ltd, Atto | Download Abstract (PDF) |
| Drifts, Shifts and Instabilities to Quantify Scorecard Model Risk | Dr Alan Forrest, Mr Andrija Djurovic | 2025 | Credit Research Centre (University of Edinburgh Business School), Deloitte | Download Abstract (PDF) / Download Slides (PDF) |
| Does the credit cycle play a role in forecasting recessions? Evidence from India | Dr Seema Saini, Mr Naveen Nokhwal, Mr Praneeth Ram Karuturi | 2025 | IIT Jodhpur, Jodhpur, India | Download Abstract (PDF) |
| Do Residential Mortgage-Backed Securities Exhibit Higher Default Risk? An Analysis of Key Risk Drivers in UK Residential Mortgage Securitisation | Vuong Chu, Mahmoud Fatouh, Raffaella Calabrese | 2025 | University of Westminster, Bank of England, University of Edinburgh | Download Abstract (PDF) |
| Disaster Flags: Credit Reporting Relief from Natural Disasters | Professor Benedict Guttman-Kenney | 2025 | Rice University | Download Paper (PDF) |